There are different times when you should refinance your mortgage loan, but contrary to popular belief lower interest rates are not the only reason. Sure, when interest rates hit new lows millions of homeowners flock to refinance their h...

An often overlooked component of retirement planning is Social Security. It’s not that no one knows it’s there – but more that getting reliable estimates of your benefits is something of mystery. In addition, many people believe that Soc...

You just completed the paperwork on a new loan. Because of your excellent credit score, you got an outstanding rate on the loan. But 30 days later you pull your credit report and find out that your credit score dropped by 40 points. Ever...

The economy is finally showing legitimate signs of recovery from the last recession. But millions of people are carrying large amounts of debt owing to long periods of unemployment experienced during the downturn. That experience should ...

It’s never pleasant to lose your job. You lose a major source of income, and you have to find a new job. However, when you are laid off, rather than fired, your situation is a little bit better. Being laid off provides you with a d...

When I formed my LLC, I finally opened a business bank account. I probably should have had a separate account prior to that point, even though I was a sole proprietor, but I waited until the business felt more “official.” Ope...

If you are looking to get a raise, or you will be applying for new positions in your field, it’s never good idea to just “wing it” when it comes to your salary requirements or expectations. There are ways you can get very specific inform...

If you are looking for a job, one way to get your name “out there” is to contact recruiters. Job recruiters, also sometimes called head hunters, specialize in matching openings at companies with great workers. When you work w...

One of the biggest contributors to high electric bills is summer air-conditioning. That should make finding ways to lower your air-conditioning usage a necessity. There are ways you can do this without investing a lot of time or spending...

When we think of the harm that debt can do, we often just think about the way it can lead to higher loan costs – or the risk of being turned down for a loan. However, debt can also have an impact on your career. Depending on the job you ...