A few instructions: 1. Don’t include mortgage debt, but do include HELOC’s 2. Include 401k loans. 3. Don’t include credit card bills you pay off in full every month. 4. Include school loans, car loans, etc. 5. Participa...

I guess the title of this post is not completely accurate as we all work in our underwear, unless of course going commando is your thing But I am literally hanging out in my office with nothing but my boxer briefs on. Working from home...

Just about every personal finance guru has an opinion on how much you should contribute to retirement. Their suggestions usually falls between 10% and 20% of your gross income. For as long as I’ve been at this personal finance thin...

It’s Thursday so I’m coming at ya with a another reader poll. This time we will be focusing on gross annual income. A few things to note before we begin… Only account for your income, not combined or household income....

Got a comment on my most recent blog post that I think speaks a lot of truth. Here’s that comment: I don’t think many people buy (homes), expecting to move in less than 5 years. But it happens a lot, due to job changes, family chan...

Over 80 years ago, James Adams said “life should be better and richer and fuller for everyone, with opportunity for each according to ability or achievement”. This is known as the American Dream. Buying a home has also long b...

Yesterday, I went all “Who wants to be a millionaire” on you guys and asked the audience a question. It was a simple question: How has your financial situation changed over the last 12 months? Of the 333 of you that responded...

I’m pretty lucky to have the most loyal readers of any personal finance blog (notice I didn’t say “one of the most”). Larry, StackingCash, Mo D, Trina, Ryo, and many others have been reading and commenting on my b...

It was a busy weekend for me. Most of my time was spent redesigning MANteresting. We threw up a new logo. Moved some stuff around. And ultimately brought the site up to web 2.0 standards. After a couple of hours of coding in the MANteres...