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Filed under: Family Money, Auto InsuranceMeridian Studios, Getty Images It's no great secret that across the nation, insurance premiums are on the rise. Over the past five years, the cost of insuring a home against fire and other casualt...
Filed under: Family Money, Auto InsuranceMeridian Studios, Getty Images It's no great secret that across the nation, insurance premiums are on the rise. Over the past five years, the cost of insuring a home against fire and other casualty has crept up about 10 percent a year -- every year. Health insurance increases, while they've been muted of late, still rose 4 percent this year. But if you think those hikes are steep, get a load of this next one. Congratulations! You're a Father! (Now Open Your Wallet) Kids are expensive. If you're a parent, you know this already. If you're a parent of a kid who hasn't turned 16 just yet, you're on track to get another lesson in how expensive they can be. Because once your offspring passes the driver's test and receive a license to drive from the state, he's going to need to be insured -- and that will cost you an extra $2,000 a year, on average. (By the way, if your kid is getting her driver's license, your wallet won't take quite as big a hit, girls being 25 percent less expensive to insure than boys on average. But it'll still be some serious coin.) According to the National Highway Traffic Safety Administration, driving is a risky activity for teens. The are more prone to get into accidents -- about four times as likely as older, more experienced drivers, according to the Centers for Disease Control. And traffic accidents are the leading causes of death for Americans ages 16 to 19. Between lives lost and property destroyed, this all makes insurance companies very wary of insuring teen drivers. And when they do agree to insure a teen, they make you pay through the nose. According to a recent report posted on Bankrate.com's (RATE) InsuranceQuotes.com, across both genders, all age categories, and all 50 states, parents pay an average 84 percent more for their car insurance after adding a teen to their policy. Stay Between the (State) Lines Think that's bad? It might get worse. Unless you're fortunate enough to live in a state like North Carolina or Hawaii, where legislators have passed laws that ban setting insurance rates based on factors such as age or gender, your rates may rise by more than the average 84 percent. How much more? Take a look at the top 10 states hiking rates on teenage drivers by 100 percent and higher: New Hampshire: 100.56 percent Louisiana: 100.58 percent Arizona: 103.65 percent Washington: 104.66 percent Maine: 105.23 percent Idaho: 106.74 percent Alabama: 110.61 percent Wyoming: 112.11 percent Utah: 114.62 percent Arkansas: 116.34 percent That's right. Put a teenage driver on your policy in any one of these states, and you can expect to see your insurance cost for the whole family more than double. The news is even worse for parents in Louisiana. Although its teen drivers bring "only" the ninth highest rate hikes with them when they join a policy, Louisiana car insurance in general is already the most expensive in the land -- averaging $2,699 annually for a single male driver, according to Insure.com. Add a kid to that policy, and you'll be shelling out upwards of $5,400 a year. What's to Be Done? Is there any way to beat the system, and avoid these hikes? Not entirely, no. Sure, you could move to Hawaii, where insurance rates rise least. Then again, Hawaii also has the honor of hosting the nation's most expensive housing market -- so you'll end up seriously out of pocket, one way or the other. On the other hand, North Carolinian insurance rates don't rise so much when you put a teen on your policy. That market might be worth a look, if you're willing to move to save money. Patience Is a Virtue... That Pays One solution suggests itself from InsuranceQuotes.com's offhand observation that certain teens cost more to insure than others. In particular, if you put a kid on your policy as soon as he hits 16, well, new 16-year-old drivers tend to double an insurance bill no matter where they live, averaging 99 percent rate hikes. But
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Abby Wambach and Sarah Huffman are more than just teammates, and now they’re a lot more than just friends too. The two soccer players, who have dated for years, were married this weekend in Hawaii. The ceremony was held at a Kauai ...
Abby Wambach and Sarah Huffman are more than just teammates, and now they’re a lot more than just friends too. The two soccer players, who have dated for years, were married this weekend in Hawaii. The ceremony was held at a Kauai resort, with many of Abby’s Team USA teammates in attendance as well as other professional soccer players. Wambach and Huffman are teammates on the Western New York Flash, a professional team that plays in Wambach’s hometown of Rochester, New York. Huffman was a standout player at the University of Virginia, and after graduating in 2005 has played in a number of different professional leagues. Abby Wambach has a somewhat deeper resume. She twice led the U.S. Women’s team to gold medals and was named FIFA World Player of the Year for 2012. She’s won U.S. Soccer Athlete of the Year another five times. In August she set another benchmark, passing soccer great Mia Hamm for most career international goals. In the match against South Korea, Wambach scored three times in the first 29 minutes, then netted another to break the record. Even Mia Hamm, who ended her career in 2004, was rooting for Wambach. “I’m just so proud of her … Just watching those four goals, that’s what she is all about,’ Hamm said. “She fights for the ball, she’s courageous and she never gives up. Her strength and perseverance is what makes her so great and it’s what defenders and opposing teams fear. From being her teammate early in her career, I know all she ever wanted to do was win, and she continues to do that. I’m just glad I got to share 158 with her. It was short, but it was fun.” Abby Wambach and Sarah Huffman will have a little bit of time to enjoy married life. Their team doesn’t starts its season again until spring. Abby Wambach Marries Soccer Teammate In Hawaii is a post from: The Inquisitr News
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A somewhat garbled email announcing the “new state of the Kingdom of Hawaii” arrived in mailboxes from the State Capitol to the Azerbaijan mission at the United Nations yesterday. A friend at UH received a copy and forwarded ...
A somewhat garbled email announcing the “new state of the Kingdom of Hawaii” arrived in mailboxes from the State Capitol to the Azerbaijan mission at the United Nations yesterday. A friend at UH received a copy and forwarded it on to me. From: King Jahwe Date: Mon, Oct 7, 2013 at 7:29 PM Subject: NEW […]
about 2 hours ago
Ecological and societal disruptions by modern climate change are critically determined by the time frame over which climates shift. Camilo Mora and colleagues in the College of Social Sciences' Department of Geography at the University o...
Ecological and societal disruptions by modern climate change are critically determined by the time frame over which climates shift. Camilo Mora and colleagues in the College of Social Sciences' Department of Geography at the University of Hawaii, Manoa have developed one such time frame. The study, entitled "The projected timing of climate departure from recent variability," will be published in the October 10 issue of Nature and provides an index of the year when the mean climate of any given location on Earth will shift continuously outside the most extreme records experienced in the past 150 years.
about 2 hours ago
Honolulu officials say the city has complied with a federal judge's ruling requiring additional studies of the $5.16 billion rail transit project. KITV reports Honolulu Mayor Kirk Caldwell and Dan Grabauskas, CEO and executive directo...
Honolulu officials say the city has complied with a federal judge's ruling requiring additional studies of the $5.16 billion rail transit project. KITV reports Honolulu Mayor Kirk Caldwell and Dan Grabauskas, CEO and executive director of the Honolulu Authority for Rapid Transportation, said Tuesday that the city went beyond what was required by federal Judge A. Wallace Tashima required in his ruling, which said the city must conduct additional studies, including a supplemental environmental impact…
about 2 hours ago
A spokesman for Sears Holding Corp. says the company's decision to sell the lease for its Hawaii flagship Sears store at Ala Moana Center back to General Growth Properties for some $200 million was worth more than the profits the store w...
A spokesman for Sears Holding Corp. says the company's decision to sell the lease for its Hawaii flagship Sears store at Ala Moana Center back to General Growth Properties for some $200 million was worth more than the profits the store was generating. The Wall Street Journal reports spokesman Howard Riefs said that while the Ala Moana store, which closed in June, was one of the "very, very few" among the company's closed locations that were making good profits, "we got an even better deal for selling…
about 3 hours ago
Wambach & Huffman From TMZ: Abby Wambach is officially off the market … TMZ has learned the Team USA soccer superstar got hitched to her longtime girlfriend this weekend at a fancy resort in Hawaii. Multiple sources confirm ̷...
Wambach & Huffman From TMZ: Abby Wambach is officially off the market … TMZ has learned the Team USA soccer superstar got hitched to her longtime girlfriend this weekend at a fancy resort in Hawaii. Multiple sources confirm … Abby and pro soccer player Sarah Huffman swapped “I dos” on Saturday at the Villas at Po’ipu Kai on the island of Kauai. We’re told the ceremony went down at sunset … right on the beach … in front of the couple’s closest friends and family members. Sources say it was a very intimate gathering — attended by several members of the Team USA soccer team, including Alex Morgan and Sydney Leroux (see below). The couple — and their guests — spent the past few days doing all sorts of fun activities, including hikes, cliff diving and even a boat trip. Read more: http://www.tmz.com/2013/10/08/abby-wamnach-sarah-huffman-married-wedding-hawaii-team-usa-soccer/#ixzz2hF5NBgFJ Visit Fishwrapper: http://www.fishwrapper.com Related articles Team USA Soccer Star Abby Wambach — Marries Girlfriend In Hawaii (tmz.com) US Soccer Star Abby Wambach Married Her Longtime Girlfriend In Hawaii (businessinsider.com) Abby Wambach Marries Longtime Girlfriend In Hawaii (deadspin.com)
about 3 hours ago
A conference this month sponsored by Innovate Hawaii, a program of the High Technology Development Corp., will give local businesses an opportunity to learn how to commercialize small business innovation research projects and how to get ...
A conference this month sponsored by Innovate Hawaii, a program of the High Technology Development Corp., will give local businesses an opportunity to learn how to commercialize small business innovation research projects and how to get government funding for those projects. The Biennial Hawaii SBIR/STTR Conference: Concept to Commercialization will be held Oct. 23-24 at the Hawaii Convention Center, with a scaled-down version to take place Oct. 25 on Maui at the Malcolm Center. “Small and medium-sized…
about 3 hours ago
Toyota has reduced the MSRP on the 2014 Prius Plug-in Hybrid by more than $2,000, making the starting MSRP $29,990 (excluding dealer preparation and handling, DPH). This price repositioning on the base Prius Plug-in Hybrid is not ...
Toyota has reduced the MSRP on the 2014 Prius Plug-in Hybrid by more than $2,000, making the starting MSRP $29,990 (excluding dealer preparation and handling, DPH). This price repositioning on the base Prius Plug-in Hybrid is not accompanied by any reduction in vehicle content. Pricing for the 2014 Prius Plug-in Advanced model has also been adjusted to make the model more accessible to consumers with a $4,620 reduction in MSRP to $34,905 (excluding DPH). Production of the 2014 model year Prius Plug-in begins in October with pricing taking effect when these models arrive in showrooms in November.The Prius Plug-in qualifies for a Federal Tax Credit of up to $2,500 in addition to the State of California’s Clean Vehicle Rebate Program (CVRP) which offers a $1,500 rebate. The 2014 Prius Plug-in is also eligible for the State of California’s HOV lane sticker. The Prius Plug-in is available in 15 states (California, Oregon, Washington, Arizona, Maine, Massachusetts, Vermont, New Hampshire, Rhode Island, Connecticut, New York, New Jersey, Maryland, Virginia and Hawaii). First introduced in model year 2012, the Prius Plug-In retains the Hybrid Synergy Drive of the standard Prius model and seamlessly switches into hybrid operation at a pre-determined state of charge of its 4.4 kWh Li-ion battery pack. (Running in EV mode, the system switches to full hybrid mode under full acceleration.) The Prius Plug-in Hybrid will allow all-electric operation and performance for about 11 miles (24 km) (EPA rating) at speeds up to 62 mph (100 km/h), along with quick home charging using a standard AC outlet and 15-amp dedicated circuit. The 2013 Prius Plug-in Hybrid is EPA rated at 95 mpge (combined), with a 50 mpg combined rating for conventional hybrid operation.
about 3 hours ago
Hawaiian monk seal watches Ironman contestants, photo by Ironman Greg Welch Two marine biologists and a veterinarian have removed a young Hawaiian monk seal from the wild after it bit two triathletes swimming in Kamakahonu Bay Tuesday...
Hawaiian monk seal watches Ironman contestants, photo by Ironman Greg Welch Two marine biologists and a veterinarian have removed a young Hawaiian monk seal from the wild after it bit two triathletes swimming in Kamakahonu Bay Tuesday. The 6-month-old seal, weighing 100 pounds, was reportedly following and swimming circles around the triathletes prior to nipping them. Both men had minor injuries and were treated on site. One man was bitten on a knee and the other was bitten on the side of his abdomen, said Michelle Barbieri, a veterinarian with The Marine Mammal Center. West Hawaii Today.Honolulu transit officials filed court documents Tuesday asserting that they've complied with a federal judge's instructions to study the alternative routes and impacts of the city's rail project. If Judge A. Wallace Tashima accepts the city's "notice of compliance," filed in District Court, the move could lift his order blocking rail construction in the heart of Honolulu. Star-Advertiser.Honolulu is one step closer to putting to rest a federal lawsuit that aimed to stall the city’s $5.26 billion rail project. On Tuesday, the city’s attorneys filed paperwork with the U.S. District Court that answered Judge A. Wallace Tashima’s questions regarding the city’s compliance with federal transportation and environment requirements. Civil Beat.A symposium on the religious exemption in a gay marriage bill that was scheduled for Wednesday evening at the state Capitol has been cancelled. Organizers from the University of Hawaii law school said there was a misunderstanding about whether the symposium would only focus on the religious exemption or whether other issues related to the bill would be discussed. Star-Advertiser.Marriage Equality Could Make Hawaii Schools More Gay-Friendly. Civil Beat. State Rep. K. Mark Takai, a congressional hopeful who voted against civil unions and had been undecided on gay marriage, said Tuesday that he supports marriage equality. Star-Advertiser.Ahi lovers could face a price hike for fresh sashimi and poke next year because of a proposal that would slice the bigeye tuna limit for Hawaii's longline fleet. The overfishing of bigeye tuna is a problem across the Pacific Ocean. The issue is managed at an international level, and the U.S. is hoping to keep the current quota in place. Hawaii News Now.The Hawaii Department of Labor and Industrial Relations is warning the public about unauthorized websites that appear to be trying to get personal information from those seeking unemployment benefits. The department said Tuesday the sites bear the state of Hawaii seal and are targeting those wanting to file unemployment benefits online. Associated Press.Twenty-nine confirmed cases, 11 hospitalizations, two liver transplants and one death later, the state Department of Health on Tuesday finally confirmed the name of the dietary supplement linked to a surge in acute liver inflammation and liver failure in the isles, asking that sale of the product come to a halt. Health Department staff traveled store to store Tuesday appealing to local retailers to voluntarily remove all formulas of the marketed "fat burner" OxyELITE Pro from their shelves while the agency continues to work with the Food and Drug Administration and Centers for Disease Control to investigate the precise cause of the rash of cases. Star-Advertiser.The Hawaii Department of Health and federal agencies are warning the public to stop using a diet supplement and have asked retailers to take the product off the shelves after reports of hepatitis and liver failure around the state. Associated Press.Some Hawaii Army National Guard soldiers will soon be flying missions in unarmed civilian turboprop aircraft over battle zones in Afghanistan. The Detachment 55 soldiers will be using Super King Air 300s loaded with high-resolution sensors and cameras to support troops on the ground. Star-Advertiser.The state Department of Health reported Tuesday afternoon that it had linked a s
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